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Get Insurance for Your Recovery Business

Your general liability policy alone won’t cover injuries like skin burns from cryotherapy. We’ll connect you with brokers who know this industry and write policies that actually pay when you need them.

What is Cryotherapy Insurance?

What is Cryotherapy Insurance?

Cryotherapy Insurance protects you and your business against claims from injuries sustained by your clients during cryotherapy or body contouring services. Injuries can include skin burns, adverse health consequences, and pain and suffering.

 

Bodily Injury: skin burns and other physical injuries

Property Damage: fire, theft, and vandalism

 

Did you know that business insurance alone (GL) will not cover injuries such as skin burns? We include CRYO Professional Liability in our policies to cover injuries resulting from skin burns.

 

Despite the health benefits cryotherapy provides, adverse reactions are possible even with proper protocols, and rare severe cases do occur. That’s exactly why the right coverage matters.

 

As a business owner, choosing the right cryotherapy business insurance policy will mean the difference between being covered and being denied coverage. We understand your business and work closely with our underwriters to provide coverage that fits it.


 

How do you choose the right cryotherapy business insurance provider?

An experienced insurance broker with knowledge of the industry and the correct insurance program will make all the difference. The right insurance professional will build a policy that includes:

 

  • Cryotherapy General Liability Insurance: covers slip and fall claims, product liability, and other general claims
  • Cryotherapy Professional Liability Insurance: protects against injury suffered by a client from cryo services
  • Cryotherapy License Action Reimbursement: covers government action against your business
  • Cryotherapy Business Property Insurance: covers cryo chambers, saunas, computer equipment, and more

 

What other coverages are necessary?

In addition to its unique liabilities, a cryotherapy business has the same exposures as any other business. Additional lines of insurance include:

 

  • Workers’ Compensation Insurance: required by law in most states if you have an employee
  • Employment Practices Liability Insurance (EPLI): covers unfair dismissal and harassment claims
  • Directors & Officers Insurance: a must for larger organizations